BECOME A HOMEOWNER

Home Ownership with Kent Attainable Housing

We believe that everyone should have a safe, affordable place to call home.  To carry out our vision, we partner with prospective applicants to build and landscape a home and to secure an affordable mortgage loan to buy it. Every KAH home is an investment. For us, it is one answer to a critical need.  We believe that safe and decent housing will create happier families and stronger communities.  By working with us from beginning to end, we can help prospective applicants prepare for the responsibilities of homeownership, including understanding personal finances and budgeting and maintaining your home.

Can anyone apply to be a Kent Attainable Housing homeowner?

Kent Attainable Housing serves Kent County residents and workers whose income falls within the eligibility criteria. Household incomes must be at least $24,000 and not more than 50% of Kent County median income as determined by the Maryland Department of Housing and Community Development. For a family of four,  50% of median income would be $37,850.  KAH follows a nondiscriminatory policy of homebuyer selection. 

How do you apply for a house? 

To start the process, prospective applicants must attend an orientation meeting, complete the Home buyer eligibility questionnaire and submit it  to Kent Attainable Housing, 200 Radcliffe Drive, Chestertown, MD 21620.  For more information and to schedule an orientation meeting, please email kentattainablehousing@gmail.com or call 443 282 0622. 

How do you qualify for a Kent Attainable Housing home? 
All prospective candidates must meet the following three criteria:

Ability to Pay

Household incomes must be at least $24,000 and not more than 50% of Kent County median income as determined by the Maryland Department of Housing and Community Development. For a family of four 50% of median income would be $37,850.

Commitment to Partner

Applicants must be willing to partner with Kent Attainable Housing by doing 50 hours of sweat equity which will include workshops on home ownership and finances as well as work on the applicant's home or other KAH houses.

Demonstrated Need

Kent Attainable Housing representatives will schedule a site visit to help identify the extent of need an applicant has for a KAH need. Many issues are considered in the identification of need including safety, affordability and overcrowdedness.of the current living situation.

Sign Up for Required First-time Home Buyers Workshop

Call Shirley Hicks, the Housing Counselor from Maryland Rural Development Corporation, at 410 778 1100 to schedule your First-time Home Buyer's Workshop.