Home Ownership with Kent Attainable Housing

We believe that everyone should have a safe, affordable place to call home.  To carry out our vision, we partner with prospective applicants to build and landscape a home and to secure an affordable mortgage loan to buy it. Every KAH home is an investment. For us, it is one answer to a critical need.  We believe that safe and decent housing will create happier families and stronger communities.  By working with us from beginning to end, we can help prospective applicants prepare for the responsibilities of homeownership, including understanding personal finances, family budgeting and maintaining your home.

How do you qualify for a Kent Attainable Housing home?  
All prospective candidates must live or work in Kent County and meet the following three criteria.

Ability to Pay

Household incomes must be at least $25,000 and not more than 50% of Kent County median income as determined by the Maryland Department of Housing and Community Development. For a family of four 50% of median income would be $37,850.

Commitment to Partner

Applicants must be willing to partner with Kent Attainable Housing by doing 50 hours of sweat equity which will include workshops on home ownership and finances as well as work on the applicant's home or other KAH houses.

Demonstrated Need

Need is based on a number of considerations including safety, affordability and over-crowdedness of the current housing. Residents of low income housing who meet the other criteria are eligible because that would free up space for another family.

How do I apply for the program?

Email or call 443 282 0622 to schedule Zoom orientation meeting.

Resources for Applicants

Amanda Wallace from BB&T now Truist shares her knowledge and advice to Kent Attainable Housing applicants about understanding and improving their credit scores.

Sign Up for Required First-time Home Buyers Workshop

Call Joyce Van Zile, the Housing Counselor for Cecil County Housing Department at 410 996 8216‬ to schedule your First-time Home Buyer's Workshop. During the pandemic, these classes are held via Zoom.