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Become a Homeowner

We believe that everyone should have a safe, affordable place to call home.  To carry out our vision, we partner with prospective applicants to build and landscape homes and to secure affordable mortgage loans to buy them. Every KAH home is an investment. For us, it is one answer to a critical need.  Safe and decent housing will create happier families and stronger communities.  By working with us from beginning to end, you will be prepared for the responsibilities of homeownership, including understanding personal finances, family budgeting and maintaining your home.

Email or call 443-282-0622 to schedule a Zoom meeting to find out more information and complete an intake conference if interested.  

What homebuyer and financial classes are required?

Each applicant must take a First Time Homebuyers class with a HUD certified instructor and be awarded a certificate for competition of the class and assignments. Learn more about first time Homebuyers class.

Each applicant must take eight hours of financial classes and consultations and complete all forms.  Five of the eight hours include the following topics:

  • Determining What You Can Afford
  • Understanding and Improving Your Credit Score
  • Creating a Family Budget

Applicants can choose a number of topics for their remaining  three hours of  required financial classes or consultations.  Learn more about the Understanding and Managing Your Finances Curriculum